Atlantic Coast Life Insurance Company is committed to providing insurance products and services designed to meet your needs. We are equally committed to respecting your privacy and protecting the information about you that we receive. We have prepared this notice to advise you what information we collect, how we use it and how we protect it.
What Information We Collect: As an essential part of our business, we obtain certain personal information about you in order to provide a financial product for service to you. Some of the information we receive comes directly from you on applications or other forms. We may also receive information from physicians, testing laboratories and other health providers, and from consumer reporting agencies. The types of information we receive may include addresses, social security numbers, family information, as well as current and past medical history.
What Information We Disclose: We do not disclose nonpublic personal information about our current or former customers to any non-affiliated entity, except as permitted by law. Examples of the disclosures which we are permitted by law to make include: disclosures necessary to service or administer an insurance product that you requested or authorized; disclosures made in response to a subpoena or an inquiry from an insurance or other regulatory authority; disclosures made to comply with federal, state or local laws and to protect against fraud.
Our Privacy Protection Procedures: We protect information about you from unauthorized access. For example, we employ secure technologies in order to safeguard information about you. Access to information about you is restricted to those individuals that need such information in order to provide products and services to you. Examples of activities requiring access to personal information include: underwriting, claims processing, reinsurance and policyholder services. Our employees and agents receive training regarding our privacy policies and violators are subject to disciplinary action. Finally, we have established and maintain procedures to comply with all state and federal laws and regulations regarding the security of personal information.
This notice has been provided to you in compliance with Gramm-Leach-Bliley Act and is for information purposes only. No action on your part is required.
(c) 2009 Atlantic Coast Life Insurance Co. All rights reserved.
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