SAFE HARBOR (Simple Interest)
All Other FL*
5 Year Fixed Year 1: 5.15%
Year 2+: 4.15%
Year 1: 5.00%
Year 2+: 4.00%
6 Year Fixed Year 1: 4.40%
Year 2+: 4.12%
Year 1: 5.25%
Year 2+: 4.25%
7 Year Fixed Year 1: 5.65%
Year 2+: 4.65%
Year 1: 5.50%
Year 2+: 4.50%
10 Year Fixed Year 1: 6.15%
Year 2+: 5.15%
Year 1: 6.00%
Year 2+: 5.00%
20 Year Fixed Years 1-5: 4.75%
Years 6-10: 5.75%
Years 11-15: 7.75%
Years 16-20: 8.75%
Years 1-5: 4.50%
Years 6-10: 5.50%
Years 11-15: 7.50%
Years 16-20: 8.50%
Optional Riders and Cost Death Benefit Feature - 0.25%

*Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida.

SAFE HAVEN (Compound Interest)
All Other FL*
5 Year Fixed Year 1: 4.80%
Year 2+: 3.80%
Year 1: 4.70%
Year 2+: 3.70%
6 Year Fixed Year 1: 4.95%
Year 2+: 3.95%
Year 1: 4.85%
Year 2+: 3.85%
7 Year Fixed Year 1: 5.05%
Year 2+: 4.05%
Year 1: 4.95%
Year 2+: 3.95%
10 Year Fixed Year 1: 5.20%
Year 2+: 4.20%
Year 1: 5.10%
Year 2+: 4.10%
20 Year Fixed Years 1-5: 3.60%
Years 6-10: 4.10%
Years 11-15: 4.60%
Years 16-20: 5.10%
Years 1-5: 3.50%
Years 6-10: 4.00%
Years 11-15: 4.50%
Years 16-20: 5.00%
Optional Riders and Cost Preferred 10% Free Withdrawal - 0.15%
Death Benefit Feature - 0.25%
Accumulated Interest Withdrawal - 0.05%

*Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida.

SAFE ANCHOR (Compound Interest)
All Other FL*
5 Year Fixed 3.20% 3.10%
Annual Point-to-Point 100% 6%
Monthly Averaging 100% Uncapped
Daily Averaging NA NA
Monthly Sum 100% 2.25%
Optional Riders and Cost Required Minimum Distribution - 0.16%
Preferred 10% Free Withdrawal - 0.15%
Death Benefit Feature - 0.25%
Accumulated Interest Withdrawal - 0.05%