• About Atlantic Coast Life


Atlantic Coast Life Insurance Company is a closely held stock life insurer founded in 1925.

The company has been a beacon of integrity since 1925, providing financial solutions to life’s uncertainties and then delivering at a family’s time of greatest need.

Products began with distribution throughout Southeast by funeral homes and through a network of individual agents all across South Carolina. Today, Atlantic Coast Life is licensed to do business in many states across the nation.



*The invested assets of Atlantic Coast Life are comprised of long-term bond holdings, preferred and common stocks, mortgage loans, real estate, policy loans and cash. The majority of the company's invested assets are held in investment grade obligations consisting of CMO, agency CMBS, corporates, taxable municipals and U.S. Treasury Notes. The company's preferred and common stock portfolios consist of blue-chip stocks.  Currently, liquidity measures are adequate and the risk-adjusted capital position is favorable for the type of investments and insurance risk written.



Kenneth King - Chairman
Daniel B. Cathcart - Chief Executive Officer
Charles E. Sanders - President
Douglas Anthony George - Executive Vice President of Business Development
George Cox Scarborough - Senior Vice President and Secretary
Sabrina Lemos - Treasurer


Board of Directors

Kenneth King - Chairman
Daniel B. Cathcart - CEO
Douglas Anthony George
Y.W. Scarborough III
Robert Saliba

  • 1925

    ACL chartered and the sale of life insurance begins in Charleston, South Carolina.

  • 1940

    Purchase of The Rogers Mansion as the company’s Home Office.

  • 1978

    Acquired American Home Life.

  • 1997

    Sold the Rogers Mansion and purchased our current Home Office Campus.

  • 2003

    Launch of our Preneed Distribution System

  • 2004

    Endorsed by the South Carolina Funeral Directors Association as their Preferred Preneed Provider. Assets of 58 million dollars.

  • 2007

    9 state Southeastern expansion complete.

  • 2008

    Annual premium income exceeds 10 million dollars.

  • 2011

    Annual premium income exceeds 20 million dollars.

  • 2012

    Assets exceed 100 million dollars.

  • 2015

    In June ACL purchased by Advantage Capital Annual premium income exceeds 25 million dollars.

  • 2016

    Began Nationwide expansion effort . Successful launch of Annuity Sales Division and premium income jumps to 250 million dollars.

  • 2017

    Assets approach 450 million.

  • 2018

    Expansion reaches 34 states with 8 additional states pending.

  • Onward