• Agent Resources

  • Safe Haven
  • Effective 07/09/2018

    All Other FL
    5 Year (Rate) Year 1: 4.80%
    Year 2+: 3.80%
    Effective** Compound Level Rate: 4.00
    Year 1: 4.70%
    Year 2+: 3.70%
    Effective** Compound Level Rate: 3.90
    6 Year (Rate) Year 1: 4.95%
    Year 2+: 3.95%
    Effective** Compound Level Rate: 4.12
    Year 1: 4.85%
    Year 2+: 3.85%
    Effective** Compound Level Rate: 4.02
    7 Year (Rate) Year 1: 5.05%
    Year 2+: 4.05%
    Effective** Compound Level Rate: 4.19
    Year 1: 4.95%
    Year 2+: 3.95%
    Effective** Compound Level Rate: 4.09
    10 Year (Rate) Year 1: 5.20%
    Year 2+: 4.20%
    Effective** Compound Level Rate: 4.30
    Year 1: %
    Year 2+: 4.10%
    Effective** Compound Level Rate: 4.20
    20 Year (Rate) Years 1-5: 3.60%
    Year 6-10: 4.10%
    Year 11-15: 4.60%
    Year 16-20: 5.10%
    Effective** Compound Level Rate: 4.35
    Year 1: %
    Year 6-10: 4.00%
    Year 11-15: 4.50%
    Year 16-20: 5.00%
    Effective** Compound Level Rate: 4.25
    Optional Riders Preferred 10% Free Withdrawal - 0.15% interest reduction Death Benefit Feature - 0.25% interest reduction Accumulated Interest Withdrawal - 0.05% interest reduction
    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida. <br><br> **Rounded to second decimal place Interest rates are subject ot change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
  • Safe Harbor
  • Effective 07/09/2018

    All Other FL
    5 Year (Rate) Year 1: 5.15%
    Year 2+: 4.15%
    Effective** Compound Level Rate: 4.01
    Year 1: 5.00%
    Year 2+: 4.00%
    Effective** Compound Level Rate: 3.89
    6 Year (Rate) Year 1: 5.40%
    Year 2+: 4.40%
    Effective** Compound Level Rate: 4.12
    Year 1: 5.25%
    Year 2+: 4.25%
    Effective** Compound Level Rate: 4.00
    7 Year (Rate) Year 1: 5.65%
    Year 2+: 4.65%
    Effective** Compound Level Rate: 4.22
    Year 1: 5.50%
    Year 2+: 4.50%
    Effective** Compound Level Rate: 4.10
    10 Year (Rate) Year 1: 6.15%
    Year 2+: 5.15%
    Effective** Compound Level Rate: 4.31
    Year 1: %
    Year 2+: 5.00%
    Effective** Compound Level Rate: 4.21
    20 Year (Rate) Years 1-5: 4.75%
    Year 6-10: 5.75%
    Year 11-15: 7.75%
    Year 16-20: 8.75%
    Effective** Compound Level Rate: 4.36
    Year 1: %
    Year 6-10: 4.10%
    Year 11-15: 4.60%
    Year 16-20: 5.10%
    Effective** Compound Level Rate: 4.35
    Optional Riders Death Benefit Feature - 0.25% interest reduction
    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida. <br><br> **Rounded to second decimal place Interest rates are subject ot change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
  • Safe Anchor
  • Effective 07/09/2018

    1st Year Rate All Other: 3.40% FL: 3.30%
    Current Rate Guarantee 5 Yrs
    Index/Benchmark S&P 500
    Participation Rate 100%
    Optional Riders and Cost Required Minimum Distribution - 0.16% fee
    Preferred 10% Free Withdrawal - 0.08% fee
    Death Benefit Feature - 0.35% fee*
    Accumulated Interest Withdrawal - 0.08% fee
    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida.

    Interest rates are subject ot change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
  • Guaranteed Income Annuity
  • Effective 07/09/2018

    10 Year Contract 14 Year Contract
    Premium Bonus GLWB Rider:8.00% GLWB Rider: NA
    Legacy Rider:8.00% for issue ages under 76
    6.00% for issue ages 76-80
    1.00% for issue ages 81-85
    Legacy Rider:8.00% for issue ages under 76
    7.00% for issue ages 76-80
    2.00% for issue ages 81-85
    Accum Rider:8.00% for issue ages under 76
    6.00% for issue ages 76-80
    6.00% for issue ages 81-85
    Accum Rider:10.00% for issue ages under 76
    7.00% for issue ages 76-80
    6.00% for issue ages 81-85
    1st Year Rate 1.40% (with subsequent purchase premium)
    Current Rate Guarantee 2 Yrs
    Index/Benchmark LIBOR
    Participation Rate 55
    Optional Riders and Cost
    GLWB: 1.25% fee years 1-5,
    1.60% fee years 6-10
    (10 year contract only)

    Legacy Benefit Rider: 1.25% years 1-5
    1.60% fee years 6-10
    (10 & 14 year contract)
    Accumulation Rider: No fee
    *Death Benefit Feature is required in Florida and is priced into Florida rates. All Florida contracts are issued with the Death Benefit Feature. Owner’s issue age 86-90 for the five, six, seven, and ten year guarantee period and owner’s issue age 70-75 for the twenty year guarantee period are required to purchase Death Benefit Feature. Special introductory cap in the state of Florida.

    Interest rates are subject ot change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.
  • S&P 500®/Goldman Sachs Motif Aging ofAmerica Dynamic Balance Index
  • Effective 09/04/2018

    Interest Rate Guarantees
    1st Year Rate 1.60%
    Current Rate Guarantee 1 Yr
    S&P 500® Goldman Sachs Motif

    Point-to-Point Participation Rate
    1 Yr: 25.00% With Buy-Up Rider:
    1 Yr: 51.25%
    NA NA
    1 Yr: 0.00% With Buy-Up Rider:
    1 Yr: 117.00%
    3 Yr: 0.00% With Buy-Up Rider:
    3 Yr: 200.00%
    Point-to-Point Cap
    1 Yr: 2.50% With Buy-Up-Rider:
    1 Yr: 5.60%
    NA NA
    Riders
    Income Multiplier Rider All Surrender Periods: 1.50%

    Growth Benefit
    5 Yr Surrender Period: 1.90%
    7 Yr Surrender Period: 1.75%
    10 Yr Surrender Period: 1.60%

    Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states.

  • Income Navigator
  • Effective 1/1/2019

    Premium Bonus 7.00%
    Additional Premium Bonus with GLWB 1.00%
    Fixed Account 1.95%
    Annual Point-to-Point Cap 3.25%
    Monthly Averaging Cap 3.35%
    Daily Averaging Cap 3.40%
    Monthly Sum Cap 1.30%
    Income Rider (GLWB) Charge 1.05%

    Interest rates as of 01/01/2019 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Summit Bonus Index<sup>SM</sup> has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.

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  • Welcome to the Agent Resources Page