GUARANTEED INCOME ANNUITY

Guaranteed Income Annuity Rates

Effective 1/1/2024

10 Year Contract

Premium Bonus

GLWB Rider:	11%***
Legacy Rider:	10% for issue ages under 71 5% for issue ages 71-80 3% for issue ages 81-85
Accum Rider:	10% for issue ages under 71 8% for issue ages 71-80 6% for issue ages 81-85

1st Year Rate

3.00% (with subsequent purchase premium)

Current Rate Guarantee

1 Yr

Index/Benchmark

SOFR

Participation Rate

55%

Optional Riders and Cost

GLWB Rider:	1.25% fee years 1-5 1.60% fee years 6-10
Legacy Benefit Rider:	1.25% fee years 1-5 1.60% fee years 6-10
Accumulation Rider:	No fee

Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Products, features, and riders may not be available in all jurisdictions. Refer to the policy for all terms and conditions. All Guarantees are based on the claims-paying ability of Atlantic Coast Life Insurance Company.

***Credits to the Income Account only

The Secured Overnight Financing Rate (SOFR) data is calculated by using data obtained under license through application programming interface (API) issued by CME Group.

CME GROUP MARKET DATA IS USED UNDER LICENSE AS A SOURCE OF INFORMATION FOR CERTAIN ATLANTIC COAST LIFE INSURANCE COMPANY PRODUCTS. CME GROUP HAS NO OTHER CONNECTION TO ATLANTIC COAST LIFE INSURANCE PRODUCTS AND SERVICES AND DOES NOT SPONSOR, ENDORSE, RECOMMEND OR PROMOTE ANY ATLANTIC COAST LIFE INSURANCE COMPANY PRODUCTS OR SERVICES. CME GROUP HAS NO OBLIGATION OR LIABILITY IN CONNECTION WITH ATLANTIC COAST LIFE INSURANCE PRODUCTS AND SERVICES. CME GROUP DOES NOT GUARANTEE THE ACCURACY AND/OR THE COMPLETENESS OF ANY MARKET DATA LICENSED TO ATLANTIC COAST LIFE INSURANCE AND SHALL NOT HAVE ANY LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS THEREIN. THERE ARE NO THIRD-PARTY BENEFICIARIES OF ANY AGREEMENTS OR ARRANGEMENTS BETWEEN CME GROUP AND ATLANTIC COAST LIFE INSURANCE COMPANY.

ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY