Income Navigator Rates
Effective 4/11/2023
Premium Bonus | Base Contract: 7.00% With Income Rider: 7.00% |
Interest Rate Guarantees |
1st Year Rate | 2.75% |
Current Rate Guarantee | 1 Yr |
Indexing |
Index/Benchmark | S&P 500® |
Participation Rates | 100% |
Caps | Annual Point-to-Point Cap: 4.00% Monthly Averaging Cap: 4.00% Daily Averaging Cap: 4.00% Monthly Sum Cap: 1.70% |
Riders |
Optional Riders and Cost | Income Rider: 1.50% fee |
Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Products, features, and riders may not be available in all jurisdictions. Refer to the policy for all terms and conditions. All Guarantees are based on the claims-paying ability of Atlantic Coast Life Insurance Company.
Income Navigator has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.